Home loans, clearly structured.
Home Loans
Whether it's your first home, your next investment, or a refinance to free up equity, we structure the loan around you, not the lender.
Overview
What we do for you.
From your first home to your next investment, we compare and structure home loan options that suit your circumstances and goals. We take the time to understand your position before we go to market, so any loan we recommend is suitable for you, not simply available. Approval is subject to the relevant lender's credit assessment.
- First-home buyer loans
- Owner-occupier home loans
- Investment property loans
- Construction loans
- Bridging finance
- Refinancing & restructuring
Frequently asked
What clients ask us most.
- How much can I borrow for a home loan in Australia?
- Borrowing power depends on your income, expenses, existing debts, deposit and the lender's serviceability buffers. We model your position across our full lender panel and give you a real, comparable figure, not a generic estimate.
- Do I need a 20% deposit to buy a home?
- No. Many lenders accept 5–10% deposits, with Lenders Mortgage Insurance (LMI) covering the gap. We also have access to LMI waivers for medical and select professional borrowers.
- How long does home loan approval take?
- Pre-approval is usually 2–7 business days; formal approval after you've found a property typically takes 1–3 weeks. We package every submission tightly to minimise back-and-forth.
Explore more